$70 one-time purchase

Know your runway,
not just your balance

"Will I make it through next month?" Stop guessing and see exactly how long your money lasts — and plan the months when it doesn't. SteadyCash is made for the irregularly paid.

Get SteadyCash → See features

100% local and private — your data never leaves your device

See exactly when your bills hit — and whether your income lands in time.

‹ March 2026 ›
Today
Month Week
Income this month
$6,700
Expenses this month
$4,180
Net cash flow
$2,520
Runway
4.8 months of expenses covered
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Runway
4.8 months of expenses covered

Built for people whose income
doesn't come on the 15th and 30th

If you've ever wondered "will I make it through next month?" — this is for you.

💻

Freelancers

Project-based income means feast or famine. See your runway and plan for the gaps.

🔧

Contractors

Multiple clients, different pay cycles. One place to see it all — and know what's coming.

🏪

Small business

Revenue varies by season. Track cash flow across accounts and budget what you can afford.

🚗

Gig workers

Tips and gigs don't follow a schedule. SteadyCash gives you clarity when income doesn't.

Built to look forward,
not just backward

Traditional budgeting apps tell you what you already spent. SteadyCash shows you what's coming — projected recurring transactions, runway forecasting, and the exact date your balance goes negative. That's the difference between tracking money and actually managing it.

YNAB
steadycash
Price
$109/year
$70 once
Recurring?
Annual subscription
One-time purchase
Runway & balance forecasting
Cash flow calendar
Scheduled transactions
Data privacy
Cloud-based
100% local
Budget rollover
Spending reports
Revenue reports
Reconciliation

Everything irregular income
earners actually need

Not another budgeting app with features designed for a steady paycheck. Every piece of SteadyCash is built around unpredictable cash flow.

📅

Cash flow calendar

See income and expenses on every day. Switch between monthly and weekly views with running daily balances, so you always know where you stand.

🛫

Runway indicator

The number that matters most: how many months your current balance covers. Set a goal, toggle future transactions, and see the exact date your balance goes negative.

Recurring projections

Recurring bills and income are projected forward automatically. Monthly, quarterly, or yearly recurrence, so you can see where your balance is heading.

📊

Spending, revenue & income vs expense reports

Breakdown by category with percentages and visual charts. Plus a month-by-month income vs expense comparison with averages, totals, and net income.

🏦

Accounts & reconciliation

Track checking, savings, and more separately. Transfer between accounts, clear transactions, and reconcile against your bank statements.

📦

Export & backup

Your data is yours. Export to JSON or CSV anytime. Snapshot to browser storage or download full backups. No lock-in, ever.

Every transaction,
crystal clear

Track cleared and available balances separately — just like your bank. Clear transactions, reconcile against statements, and see recurring entries projected into the future with memos and budget categories.

Main Checking

Cleared Balance$7,040
Available Balance$8,240
DateDescriptionRecIncomeExpenseBalance
Mar 5 Consulting — Acme
Freelance
$2,000$9,540
Mar 7 Rent
Fixed Costs
$1,800$7,740
Mar 12 Client invoice — Bright Studio
Freelance
$3,200$10,940
Mar 20 Retainer — Northwind
Retainers
$1,500$12,440

Budget with rollover
that works for you

Set budgets by category and subcategory with automatic rollover from month to month. Prefill amounts from last month's spending or this month's projections. Visual progress bars show where you stand — overspent categories are flagged instantly.

Budgeted Spent Remaining
Fixed Costs +$200
$2,540$2,040$500
Business Tools
$250$180$70
Payroll
$4,500$0$4,500
Marketing -$50
$800$920-$120

Simple and honest

No hidden fees, no premium tiers. Everything included.

$70
One-time purchase — not a subscription
Get SteadyCash →

30-day money-back guarantee. If it's not for you, email [email protected] within 30 days and I'll refund you in full.

Questions, answered

Is SteadyCash a subscription?
No. SteadyCash is a one-time purchase of $70 — you pay once and use it forever, with no recurring fees, premium tiers, or hidden costs.
Is there an app to download, or is it web-based?
It is web-based — there is nothing to install. SteadyCash runs in any modern browser on desktop or mobile, and because it is local-first, your data lives in your browser rather than the cloud.
Where is my financial data stored?
Everything stays on your device. SteadyCash is 100% local and private — your financial data never leaves your browser, so nothing is stored on our servers.
How is SteadyCash different from YNAB and other budgeting apps?
Most budgeting apps look backward and tell you what you already spent. SteadyCash looks forward: it projects your recurring income and bills onto a cash flow calendar, tracks your runway, and shows the exact date your balance is projected to go negative.
What is the runway indicator?
Your runway is how many months your current balance covers at your usual spending. SteadyCash calculates it automatically and pinpoints the exact date your balance is projected to go negative, so you can plan for the tight months in advance.
Can I export my data, or am I locked in?
Your data is yours. You can export to JSON or CSV at any time, snapshot to browser storage, or download a full backup — there is no lock-in, ever.
What if SteadyCash isn't for me?
There's a 30-day money-back guarantee. If it turns out SteadyCash isn't a fit, email [email protected] within 30 days of your purchase and I'll refund you in full — no forms, no questions.

Stop guessing.
Start seeing your runway.

One-time purchase. No subscription. Your data stays on your device.

Get SteadyCash →